Independent mortgage advice at preferential rates. UNISON Living’s trusted partner can help you save on the most important thing you’re ever likely to buy.

We are proud to be the UNISON Living partner for mortgage advice you can trust.

Our job is to find you the right mortgage whatever your situation:

• moving home
• first-time buyers
• re-mortgaging
• help to buy
• other types of mortgages

All UNISON members can access a complimentary, no obligation consultation with one of Lighthouse’s independent mortgage advisers.

If you decide to go ahead with our recommendations, we will reduce our usual fee to just £249 – which is £246 off our usual fee of £495.

We will ask you about your finances and help you work out how much you can afford to borrow. We will explain the various types of mortgages and recommend the most appropriate for your circumstances. We will then search the market to find a suitable deal for you. As well as finding you a suitable mortgage at a competitive rate, your adviser will tell you about other costs you will have to pay, and guide you through the entire application and approval process. Importantly, they will also recommend ways of protecting your mortgage payments against the unexpected.

Or call 08000 85 85 90 or email enquiries@lighthousemps.co.uk. With our help, you could end up saving hundreds or even thousands of pounds in mortgage repayments.

We may be paid commission by the lender, usually 0.2%-0.4% of the mortgage. For a £100,000 mortgage we would receive £200 – £400. Commercial and business buy-to-let mortgages are not regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it.

Lighthouse Mortgage and Protection Solutions is a trading style of Lighthouse Advisory Services Limited. Registered in England No. 04086645. Registered Office: 26 Throgmorton Street, London, EC2N 2AN. Lighthouse Advisory Services Limited is authorised and regulated by the Financial Conduct Authority. Lighthouse Advisory Services Limited is a wholly owned subsidiary of Lighthouse Group plc.

The festive season is right around the corner, and whether you're hunting for the perfect present, stocking up on essential groceries or just on the lookout for a bargain - you'll get more out of your online Christmas shopping with UNISONRewards.com

 

UNISONRewards has thousands of special offers, discounts and deals from hundreds of online retailers you know and love*. On top of that, UNISONRewards is FREE to download and to use - there are no hidden charges!

What's more, we've made it even easier to have all this in the palm of your hand with the new UNISONRewards App. Simply search 'UNISON Rewards' in the App Store or Google Play and sign up to start saving today!

Registering is quick and easy - PLUS you'll even get a £10 Welcome Bonus when you join!**

Happy Shopping!

Paula Clarke

The UNISON Rewards Team

 

http://www.unisonrewards.com/?utm_source=UNISON%2BRewards&utm_medium=DM%2Blink&utm_campaign=12C5%2BUNISON%2B%2BRewards%2B5th%2Bbonus

LV= is UNISONs approved Car insurance provider and UNISON members have been enjoying exclusive discounts on LV= Car and Breakdown insurance for many years. We're excited to now offer UNISON members our Multi Car policy that gives UNISON members discounts on every car. With our multi car policy UNISON members can:

·                  Add up to 6 cars and 12 drivers on one policy

·                  Add all cars at the same time, schedule some for later or add them in afterwards

·                  Choose the cover level and specific optional extras you'd like for each car

·                  All cars will share the same renewal date

For more information on multi car, breakdown cover, motorbike, classic car and caravan insurance head to lv.com/unison

                                                                                                                                                                

Dear UNISON Member,

 

UNISON Croyde Bay Resort - Summer Holiday Exclusive Offer

 

As a UNISON member we are able to offer you an exclusive summer deal at our own 4* holiday resort in North Devon.

 

Get up to 50% off hotel rooms, with summer school holiday dates included!

 

Hotel Rooms from £99* per night with breakfast included

SUNDAY 14TH JULY - THURSDAY 25TH JULY

MONDAY 26TH AUGUST - SATURDAY 31ST AUGUST

Book Here  - https://www.croydeunison.co.uk/special-offers/

 

 

This offer is valid for up to 2 adults and 2 children, with use of the swimming pool, direct beach access and lots of other on site facilities included. This offer sold out in 2018, so be quick!

 

Regards,

 

Steve Willis

UNISON Croyde Bay Resort

Dear UNISON Cymru/Wales member,

 

UNISON is committed to offering members valuable membership services and as part of this commitment we wanted to highlight one of your key membership entitlements.

 

I am pleased to let you know that your UNISON membership entitles you to £5,000 of free cover which pays out if you should die as a result of an accident.*

 

Cover is for UK residents aged 18-69. It lasts for one year and then you can renew it again for free. For full details, please click here.

 

CLICK HERE to Register

 

Our membership services partner, UNISONProtect is arranging this cover. Following your registration a UNISONProtect representative will telephone you to set up your free cover and explain the other benefits available.

 

This cover is just one of the valuable benefits of your UNISON membership and will help provide financial security for your family. We hope you find it reassuring.

 

Yours sincerely,

 

Bev Powell

UNISON Finance and Administration Manger

LV= is UNISONs approved Car insurance provider and UNISON members have been enjoying exclusive discounts on LV= Car and Breakdown insurance for many years. We’re excited to now offer UNISON members our new Multi Car policy that gives UNISON members discounts on every car. With this new multi car policy UNISON members can:

• Add up to 6 cars and 12 drivers on one policy
• Add all cars at the same time, schedule some for later or add them in afterwards
• Choose the cover level and specific optional extras you'd like for each car
• All cars will share the same renewal date

For more information on multi car, breakdown cover, motorbike, classic car and caravan insurance head to https://www.lv.com/UNISON

                                                                     21820-2018

We Guarantee to beat your current Home Insurance premium*

It’s easy to take advantage of our best ever offer for UNISON members. Simply give us a call, tell us a few details about your home and what you’re currently paying, and we’ll offer you cheaper cover guaranteed*.

Just one phone call to us today could cut the cost of your home insurance, so what are you waiting for? Give us a call now on 0800 66 88 55^ (01438761790 for mobile users).

Great Value

·       Interest-free monthly payments

·       Extra 10% discount on Combined Buildings & Content policies

·       Get up to £50 towards any switching costs your current insurer might charge

Quality levels of service

·       97% of people would recommend us**

·       100% UK-based call centres

·       A dedicated, highly experienced Claims Team from the start to finish of any claim

Just call 0800 66 88 55^ quoting ref. ‘UNISON BDM’ (Mobile users can call 01438761790) for a quote or to find out more visit www.unisoninsurance.co.uk

As a mutual company, we are owned by our policyholders, which helps us to keep premiums low, provide excellent products and employ highly trained staff to give you the best service possible.

In addition to the above, if you’re planning a holiday why not click on Travel Insurance to receive a 5% online discount.

^Lines are open 8:30am-8pm Mon-Fri. 9am-1pm Sat.

UNISON is an Introducer Appointed Representative of UIA (Insurance) Ltd and UIA (Insurance Services) Ltd.

*Price guarantee is an introductory offer and applies to new customers only for the first 12 months of the policy. Minimum premiums apply. Maximum discount £150. This offer is available if you have been claim-free for five years or more, is subject to our usual acceptance and underwriting criteria, and is only available when you call us on 0800 66 88 55 (or 01438761790) . We reserve the right to verify your home insurance renewal premium. To be eligible for this offer, a quote must be requested by 28.04.15. Quotes are valid for 30 days. We reserve the right to withdraw this offer any time.

**Research carried out by UIA, August 2014.

UIA Travel and Pet insurance are provided by third parties, see www.uia.co.uk/terms--conditions for details. UIA (Insurance) Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. UIA (Insurance Services) Ltd is authorised and regulated by the Financial Conduct Authority.

Offer available until 28^th April 2015.

Most people join and stay in UNISON to get the best representation and support at work when they need it. But UNISON members also receive superb membership benefits - you could save the cost of your subscription many times over.



Legal Services:

Unison provides the broadest range of legal help to union members in the UK. We offer advice and assistance not just with work issues, but for you and your family outside the workplace too.

Offering legal assistance for members: injury, illness or disease (including assaults at work) and stress.

Also for non-work related injury, illness or disease for members and their families.

Free legal advice on matters outside of employment (other than non-work related injury, illness or disease). You will receive a free half-hour telephone interview with a solicitor.

Accident Benefit

For accidents happening in the course of the member’s employment, or whilst travelling to or from work or upon Union business.

Indemnity Insurance for members:

Unison provides indemnity insurance for all health care employees, to a limit of £1,000,000 for any one claim.

Death Benefit

UIA Insurance                        Exclusive low prices for home insurance    and special rates for travel insurance.

Unison Mastercard                 Credit card endorsed by Unison

Dental Plan                             Unisonplus Dental Plan

Tax Refund Co.                      Over £13 million tax refunded so far to Unison members and their families

Unibond Savings Plan             Unison’s tax exempt savings plan

Unison Travel Club                 Unison Travel Loyalty Club - Exclusive travel club savings and value added benefits. Air fares, cruises, short breaks

Vision Express                         Exclusive benefits for you and your family

Croyde Bay Holiday Village  Owned and operated by Unison for over 70 years (Link below).

For a comprehensive list of the superb offers available please visit the national Unison website. (http://www.unison.org.uk/benefits/index.asp)